Equity Based Loans

With an emphasis on equity, Better Loans & Realty works with Investors and Lenders that offer hard money and bridge loans secured by all property types in California.  We welcome calls from Realtors, lenders, brokers, attorneys, accountants, and other consultants seeking financing for their clients.  We offer fast, flexible and competitive financing. Contact us at 818-952-2750 or email us at joseph@hardmoneyloansca.net

Responsive 24 hr. pre-qualifications facilitate quick closings.

Property Types:

>Residential 1-4 Units Non-Owner (CA only)

>Commercial (California only)

> Construction (California only)

> Land (California only)

Residential Hard Money Loans

Backed by long term relationships with competitive lenders and Investors, Better Loans & Realty, CA has the ability to quickly close hard money loans and bridge loans for any size transaction.

Residential Hard Money Loan Parameters

  • Loan Size: $50,000 to $20+ Million
  • Terms: 1-3 Years
  • Location: CALIFORNIA ONLY
  • Property Condition: Turnkey or Distressed 1st & 2nd Trust Deeds
  • Competitive Interest Rates
  • Amortization: Fully Amortized and Interest Only Available
  • Loan to Value: Up to 60%
  • Pre-Payment Penalty: 0-6 mo. Influenced by LTV and Loan Amount
  • Origination Fee: 2%-4% Taken at Closing From Loan Proceeds
  • Closing Terms: Closings in as Quick as 7-14 days

Commercial Hard Money Loans California

Better Loans & Realty, CA brokers light documentation California hard money loans secured by commercial properties.

Commercial Hard Money Loan Parameters

  • Loan Size: $50,000 to $50,000,000
  • Location: CA
  • Term: 1-3 Years
  • Property Type: All Commercial Properties Including Multi Family & Mixed-Use
  • 1st & 2nd Trust Deeds
  • Competitive Interest Rates: (Rates influenced by LTV & collateral type)
  • Loan to Value: Up to 60%
  • Amortization: Interest Only & Principal and Interest Available
  • Origination Fee: 2%-4% Taken at Closing From Loan Proceeds
  • Closing Terms: Closings in as Quick as 7-14 Business Days
  • No Up-Front Fees: Unless Appraisal or Phase 1 is Needed

Land Hard Money Loans California

Better Loans & Realty in La Canada, CA also works with Investors & Lenders to provide competitive pricing for land loans for individuals, developers and corporate entities in California.

Land Hard Money Loan Parameters

  • Term: 1-3 Years
  • Location: CA / Prefer Metro or Coastal Areas
  • Zoning Type: All Considered
  • Entitled Land Preferred: Will Consider Raw, Case by Case
  • Loan Size: $50,000 to $50,000,000+ 1st Trust Deed
  • Competitive Interest Rates: (Influenced by Location and LTV)
  • Amortization: Interest Only
  • Loan to Value: Up to 50%
  • Origination Fee: 3%-6% Taken at Closing From Loan Proceeds
  • Up-front Fees: None Unless Appraisal is Needed
  • Closing: Close in As Quick as 7-14 Business Days

Fast Pre-Qualifications

Better Loans & Realty takes pride in being a one-stop source for your hard money mortgage needs, with responsive 24 hour loan pre-qualifications on business days. Contact us at 818-952-2750 or email joseph@hardmoneyloansca.net

Real Estate Broker, CA Dept. of Real Estate DRE#01383549, NMLS #396622