Hard Money Products

Equity Based Lending

With an emphasis on equity, Better Loans & Realty offers hard money and bridge loans secured by all property types in California.  For commercial properties, we lend throughout the entire U.S.  We welcome calls from Realtors, lenders, brokers, attorneys, accountants, and other consultants seeking financing for their clients.
Responsive 24 hr. approvals facilitates quick closings.

Properties We Lend On:

> Residential
1-4 California Only

> Commercial
California / Nationwide

> Construction
California Only

> Land
California / Nationwide

Residential Capital

Backed by a strong capital base, Better Loans & Realty, CA has the ability to provide hard money and bridge loans for any size transaction without the qualifying factors typical of institutional lenders.

  • Loan Size: $50,000 to $20+ Million
  • Terms: 1-3 Years
  • Lending Area: CALIFORNIA ONLY
  • Property Condition: Turnkey or Distressed 1st & 2nd Trust Deeds
  • Interest Rates: 8.5% – 12%
  • Amortization: Fully Amortized and Interest Only Available


  • Loan to Value: Up to 60%
  • Pre-Payment Penalty: 0-6 mo. Influenced by LTV and     Loan Amount
  • No Fico or Income Requirements for Non-owner Occupied Properties
  • Origination Fee: 2%-4% Taken at Closing From Loan Proceeds
  • Closing Terms: Closings in as Quick as 5 Days


Fast Approvals

Better Loans & Realty, CA takes pride in being a one-stop funding source, with responsive 24 hour loan approvals which allows us to close in as quickly as 5
business days. Call 818-952-2750